September 30, 2024

Travel Insurance: No Trip Is Too Short For Protection

Picture this: you decided to leave Canada for a quick date night in the United States. You have a hotel room booked for the night, fancy dinner reservations, and a new outfit. After getting settled at the hotel in Bellingham, Washington, you and your date go to the restaurant. Only two bites in, your partner begins choking on their steak.

What was supposed to be a special night together turns into an ambulance ride, hours at the hospital, and a tired release the next morning. Without travel insurance, you’re saddled with exorbitant hospital bills, ruined travel plans, and no financial recourse. Working in the industry, we see situations like this all the time.

People don’t think about travel insurance for overnight trips or in-country jaunts; they generally only invest before going on long European vacations or African safaris. In reality, travel insurance should be purchased any time you leave your home province—even if it’s just for one night.

More Than Medical

In the example above, a reliable travel insurance policy could have saved tens of thousands of dollars in medical expenses. The coverage that you have in British Columbia only pays the BC rate for medical services received. For example, if BC services covers up to $5,000 for an ambulance ride in the province, but you need a $15,000 ambulance ride in Washington State, you’re on the hook for the remaining $10,000.

Although medical coverage is one of the major benefits of travel insurance, our policies offer extended protection for all the things that can go wrong while traveling. We offer travel interruption and cancellation coverage as well as baggage coverage.

  • Travel Interruption and Cancellation Coverage: This covers costs that arise due to unexpected medical conditions or death for you, your traveling companions, your family members, and even your travel partner’s family members. If natural disasters, travel advisories, delayed travel, visa issues, quarantine requirements, or even job loss interrupt your trip, we’ve got you covered.
  • Baggage Coverage: With baggage coverage, you won’t have to worry about the loss, damage, destruction, or theft of your belongings. Whether the theft happens in transit, at your hotel, or anywhere else in the world, you won’t be on the hook for the costs.

Without travel insurance, you’re leaving yourself vulnerable to a long list of trip ruiners. It only takes one small thing going wrong for an entire vacation to get upended. After paying hundreds—if not thousands—of dollars on something, the last thing you should do is leave it unprotected. Protect your peace of mind and your travel investment by insuring your trip beforehand.

Securing Your Policy

With so much on the line, there’s no reason not to purchase travel insurance. If you’re worried about costs or coverage specifics, we think you’ll be pleased to see that our extensive range of policies is affordable and robust. Depending on your travel plans, you can get a 7-day policy, a 30-day policy, or an annual policy—all at a price point that you’ll feel comfortable with.

The annual policy is great for businesspeople and frequent travelers who need coverage for long-term travel. With yearly coverage, you can jet off to locations near and far without having to think twice about potential mishaps. Trust us, you don’t want to get caught in a midair panic just because you forgot to renew your policy in time.

To secure a travel insurance policy, all you’ll need are the names and birthdays of every person who needs coverage. There might be additional questions for certain age ranges, and if that happens, answer honestly and thoroughly. If questions are left unanswered, processing claims can be more complex than it should be, so definitely don’t leave anything blank.

Waypoint Has Your Back

We’re not magicians or travel fairies, but while we can’t prevent misadventures, we can help you prepare for any issues that travel can bring. Whether it’s a dental emergency or a hospital visit, you’re never alone in navigating the not-so-fun aspects of travel. With tailored policies and custom coverage, you can take in the sights around you without anxiety circling in your head.

To make securing a travel policy as easy as possible, we offer personal travel insurance policies through TuGo™ Travel, a seamless online marketplace. Canadian-owned and -operated for nearly 60 years, TuGo™ specializes in products and services that support your health, wellness, and safety in travel across Canada and around the globe. As one of Canada’s top travel insurance providers, TuGo™ offers 24/7 in-house emergency travel medical assistance, with support in 27 languages.

If you’re ready to get a custom quote for an upcoming trip or long-term travel plans, explore your coverage options on TuGo™ directly. You’ll be able to view policies, customize your plan, and more. On the other hand, if you’re not yet ready for a policy but want to take a look at our offerings, you can check out our Travel Insurance Page.

We look forward to helping your travel dreams take flight!