Home Owners

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Whether you are insuring your first house – or your tenth – you want to make sure you have the right coverage for your family and your investment.

Don’t worry if you aren’t sure what coverage is best for you – that’s our job. We will work with you to create a complete picture of your needs and then match them with the insurance product to best suit you and your lifestyle.

Waypoint has developed a unique product, built for our local communities. You can also customize your insurance program with any of our optional extensions listed below.

  • H2O: You can add coverage for surface water flooding to your home policy. Sleep easy through even the rainiest of evenings knowing you are protected.

  • WATER SERVICE LINE: Did you know you own the underground service lines to your house? We offer coverage up to $15,000 to repair these lines if they are damaged in an insured loss.

  • FREEDOM: If you are over 50 you may qualify to add the Freedom Endorsement to your home insurance. Freedom coverage lets you choose how, or if, you rebuild after a loss.

  • EARTHQUAKE: Protect your home and personal property against damage caused by an earthquake, including coverage for snowslide, landslide or other earth movements.

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