Group Retirement
Explore the benefits of a group retirement plan for your team.
We understand that high-quality employees value a comprehensive group retirement program as a key part of their compensation. By taking the time to understand your financial situation and workforce objectives, we tailor a group retirement plan that aligns with your business needs, offering a range of retirement products and personalized strategies to find the best fit for your team.
Our comprehensive approach ensures your retirement plan is not only successful but also minimizes your liability as a plan sponsor. We work closely with both employers and employees, offering ongoing support to ensure plan members have the tools and knowledge needed for a secure retirement.
To help employees be retirement-ready, we provide group education and personalized one-on-one guidance. This tailored support empowers plan members to understand their options, confidently manage their investments, and stay on track to meet their retirement goals.
GOVERNANCE COMPLIANCE MANAGEMENT
Scheduled committee reports, facilitate meetings with your management team, and liaise with administrators to ensure effective retirement plan management, leveraging our extensive experience with major Canadian recordkeepers.
INDEPENDENT PLAN & INVESTMENT ANALYSIS
Independent investment analysis, monitoring of fund options, and delivering quarterly reports with recommendations, powered by Morningstar for detailed benchmark comparisons.
CAPITAL ACCUMULATION PLAN (CAP) GUIDELINES MANAGEMENT
We ensure CAP Guideline compliance through our proprietary annual Stewardship Review, which deeply analyzes plan performance, benchmarks, risks, and fees beyond standard insurance company reviews.
RECORDKEEPER REVIEW AND MARKET SEARCH
Every four years, we conduct a full plan marketing review to ensure competitive investment options, fees, and GIC rates, providing you with the most current market information for negotiations.
ADMINISTRATIVE GUIDANCE & ASSISTANCE
We work closely with your administration team to implement the latest processes and introduce online enrollment and administrative tools for maximum accuracy and efficiency.
PLAN DESIGN MONITORING & BENCHMARKING
Our industry memberships grant access to extensive benchmarking databases, allowing us to produce reports that compare your benefit plan’s competitiveness. We design and analyze plans to align with your compensation goals, whether for regulatory compliance, cost balance, or attracting top-tier talent.
PROACTIVE REGULATORY & INDUSTRY UPDATES
We keep you informed of all relevant tax laws, contribution limits, and regulatory changes, ensuring your plan complies with evolving requirements. We also provide guidance on governance policies, CAP guidelines, and fiduciary responsibilities to help you stay ahead of industry trends.
EMPLOYEE FINANCIAL EDUCATION, RESOURCES & SUPPORT
To ensure your plan members are getting all they can from your group retirement plan, we employ a comprehensive employee support program that includes a group education strategy and one-on-one support to help your employees develop a retirement plan and stick to the plan.
