Private Auto

You’re going places

Trust Family’s AutoCover products to provide superior protection for you and your vehicle. The following are some of the reasons why AutoCover is the right choice for so many good drivers in BC:

  • Discounts for providing credit consent and bundling your AutoCover & HomeCover policies to receive a multi-policy discount
  • Accident Forgiveness

  • 24/7 claims service

  • Emergency Roadside Assistance

  • Unlimited Loss of Use

  • Rental Vehicle Coverage

  • Certified Repair Facilities across Canada

Family Insurance is a managing agent of Definity Insurance Company, and together, we make one simple promise to our customers: “We’ll be there when you need us most. When the unexpected happens, you can count on us to take care of the details so you can get on with your life.”

Confident in your coverage

As you drive your vehicle it will depreciate in value, and that’s what traditional insurance coverage counts on. Typically if your vehicle is written-off you will only receive the current market value from your primary insurer, not the original vehicle value when it was purchased. The amount you receive from your primary insurer may not be enough to pay out any remaining loan on the vehicle, which could also leave you unable to purchase a replacement vehicle.

Optiom takes care of what your primary insurance coverage may leave behind by providing superior total loss coverage for new, used and leased vehicles. Additional enhancement benefits are also available providing even broader coverage for your vehicle. These include Total Loss Deductible Reimbursement, Partial Loss OEM Benefit, Vehicle Value Appreciation Benefit, Partial Loss Deductible Reimbursement, Key FOB Reimbursement, Extended Rental Vehicle Reimbursement, Diminished Vehicle Value Benefit and more. For specific details on each product, contact us!

*Available benefits may vary by province, product and vehicle type.

Everyone qualifies for coverage irrespective of age, driving history or being new to Canada. Optiom’s products deliver benefits you could be missing out on, creating peace of mind in your daily life, and immediate relief in a stressful situation.

We’ve got you covered

Stratford Insurance is a North Vancouver-based underwriting agency that offers better optional vehicle insurance and savings for the vast majority of British Columbians. Experience the Stratford difference!

Optional Coverages available through Stratford:

  • Excess Third Party Liability – Up to $4,800,000
  • Collision
  • Comprehensive

Additional Protection

  • Accident Forgiveness Protection
  • Concierge Service
  • Stratford Assist
  • Personal Articles Coverage
  • Replacement Cost Platinum
  • Limited Waiver of Depreciation
  • Gap Protection

Stratford Saves

With hundreds of vehicle accidents and other perils occurring in the province every day, you need the right protection. Here’s how you can save with Stratford:

  • Driving experience
  • Vehicle safety features
  • Hybrid electric or electric vehicles
  • Many of our preferred body shops provide Stratford customers with a 10% discount

Private Auto, ICBC Change Request & Motorcycle Quotes

  • We believe you deserve complete coverage customized for your lifestyle. Work with our expert auto team and protect you, your family, and your vehicle. We look forward to speaking with you!
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