The Ins And Outs Of Motorcycle Insurance

When you’re driving down a mountain highway with the wind in your hair, surrounded by stunning scenery, nothing else seems to matter. And that’s the regular reality for most motorcyclists. However, that peace of mind is much harder to come by if you’re riding without motorcycle insurance.

Every motorcycle enthusiast knows that accidents—even minor ones—are just one wrong move away. Whether you’re a highway rider or an off-road enthusiast, let Waypoint set you up with coverage that won’t just protect your mind but your love of the ride, too.

What Is Included In Motorcycle Insurance Coverage?

With Waypoint, standard motorcycle insurance policies offer full coverage for on-road riding and storage. At rest or in motion, your most prized possessions will be taken care of. For minor repairs or more extensive jobs, motorcycle coverage is a must.

Coverage options don’t stop there, though. There are a number of popular add-ons available at affordable rates. Here are a few of our most popular:

Bike Modifications

If you upgrade your engine’s power or invest in aftermarket exhaust pipes, you could be changing the value of the bike. Bike modification coverage ensures that your bike is still covered even when it has a higher value. If something damages modified parts, this add-on will help you repair or replace them as necessary.

• Expert Note: We see a lot of riders with coverage amounts lower than the actual value of the bike. If something happens to your motorcycle, you may not get all the funds needed to replace it unless your policy takes modifications into consideration.

Trailer Coverage

If you use a trailer to transport your bike, you’ll want to grab trailer coverage. With it, you can file a motorcycle insurance claim if your trailer is damaged in transit or if your trailer damages another vehicle or structure.

Riding Gear

Purchasing high-quality riding gear can be an investment. Why not protect your state-of-the-art helmet, leathers, and boots with this add-on?

Don’t Miss Out On Discounts

We know you want your premiums to be as low as possible, so we’ll always inform you of discounts that may be available. For instance, a lot of riders don’t realize that their membership in a recognized bike club can actually make them eligible for a discounted rate. If you’ve taken a rider training course, you’ll also get a discount. Just ask the Waypoint team what the options are—we’ve got your back (and your wallet).

Flexible, Easy, Robust: Waypoint

If you have to file a claim, you’ll notice that our claims process is straightforward and simple. All you have to do is call us with the details—the when, where, who, and how—and we’ll handle the submission for you.

We have an extensive list of motorcycle insurance partners including Beacon, Agile, Got Toys, and ICBC. This range of partnerships allows our team to match you with the policy that fits your needs. Whether your bike is in storage or winding through the streets, used on-road or off-road, our motorcycle insurance is flexible, easy to use, and robust.