Strata Insurance

Waypoint is the trusted insurance partner of many strata corporations across British Columbia. Coverage is arranged with a collection of some of Canada’s largest, most stable insurers with the aim to provide affordable coverage solutions for strata corporations, solutions that meet or exceed requirements laid out in strata property legislation.

Waypoint is the trusted insurance partner of many strata corporations across British Columbia. Coverage is arranged with a collection of some of Canada’s largest, most stable insurers with the aim to provide affordable coverage solutions for strata corporations, solutions that meet or exceed requirements laid out in strata property legislation.

We offer competitive insurance terms on strata properties to address:

  • General Liability exposures

  • Common assets and property, buildings, equipment, and fixtures built/installed on the plan at construction

  • Additional coverage to replace lost or damaged property with environmentally friendly upgrades

  • Additional perils like Sewer Backup, Water Damage, and Earthquake

  • Residential and commercial strata plans, including Bare.

Coverages

Enhanced coverages, including the following, may be available:

  • Enhanced Replacement Cost Coverage

  • General Liability insurance

  • Contingent Additional Living Expenses

  • Additional Hazards Covered with Respect to Underground Services

Optional coverages for common threats not adequately addressed under most standard property and liability policies:

  • Directors’ and Officers’ Liability insurance on an industry-leading coverage form

  • Equipment Breakdown insurance

  • Legal Expense insurance

  • Cyber expense and liability insurance

  • Volunteer Accident insurance

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