D&O insurance provides financial protection for directors and officers of a company against claims alleging wrongful acts committed in their managerial roles. This coverage includes legal defense costs, settlements, and judgments arising from various situations such as breach of fiduciary duty, errors in judgment, misleading statements, fraud, misuse of company funds, and failure to comply with laws or regulations. D&O insurance is essential for attracting qualified individuals to serve on your board and mitigating personal financial risks for these key decision-makers.

Provides coverage for businesses and their directors, officers, and employees against claims arising from employment-related issues. This includes wrongful termination, harassment, discrimination, failure to promote, and deprivation of career opportunities. The policy covers legal defense costs, settlements, and judgments, ensuring protection throughout the employment life cycle.

We offer specialized Cyber Risk coverage to protect against digital dangers, including financial losses from cyberattacks, data breaches, assistance with regulatory compliance, expert support to restore business operations, identity theft protection, and business interruption costs.

Essential to protect organizations against data breaches, cyber-attacks, and other cyber-related incidents. Coverage can include expenses related to responding to a data breach, lost income, cyber extortion, funds transfer fraud and reputational management. Given the reliance on digital systems and the handling of sensitive information, cyber liability insurance is vital to protect against financial losses, legal issues, and reputational damage resulting from cyber threats. This coverage includes expert support to help organize a prompt and effective response to a cyber threat and ensure the prompt restoration of operations, minimization of damage, and regulatory compliance.

Provides protection for businesses and their fiduciaries against claims of mismanagement of employee benefit plans. This coverage includes legal defense costs, settlements, and judgments arising from allegations of breaches of fiduciary duty, errors in plan administration, and failure to comply with regulations. It is essential for safeguarding the financial security of employee benefit plans and mitigating personal financial risks for fiduciaries.

Provides protection for businesses and individuals against the risks of kidnapping, extortion, and unlawful detention. This coverage includes ransom payments, medical expenses, and professional crisis management services to handle incidents effectively. K&R insurance is essential for safeguarding employees, executives, and their families, ensuring peace of mind in high-risk environments.