Commercial & Residential Real Estate

Waypoint is a leading insurance broker for the owners and property managers of commercial and residential realty in BC. We arrange coverage with the leading Canadian and international insurers with the highest financial stability ratings to provide comprehensive and affordable coverage solutions.

Waypoint also has its own “Waypoint Strata Program” which offers comprehensive insurance coverage for residential and commercial strata buildings in Western Canada. This program has been trusted by strata corporations in Western Canada for over 30 years and is known for its best-in-class coverage, competitive premiums, and customer-focused approach.

Coverage is available for:

  • General Liability exposures
  • Common assets and property, buildings, equipment, and fixtures built/installed on the plan at construction
  • Additional coverage to replace lost or damaged property with environmentally friendly upgrades
  • Additional perils like Sewer Backup, Water Damage, and Earthquake

  • Residential and commercial strata plans

Property Management & Real Estate Insurance

Waypoint is the trusted insurance partner of many strata corporations across British Columbia. Coverage is arranged with a collection of some of Canada’s largest, most stable insurers with the aim to provide affordable coverage solutions for strata corporations, solutions that meet or exceed requirements laid out in strata property legislation.

Insights

Coverage is available for:

  • General Liability exposures
  • Common assets and property, buildings, equipment, and fixtures built/installed on the plan at construction
  • Additional coverage to replace lost or damaged property with environmentally friendly upgrades
  • Additional perils like Sewer Backup, Water Damage, and Earthquake
  • Residential and commercial strata plans

Coverage is available for:

  • General Liability exposures
  • Common assets and property, buildings, equipment, and fixtures built/installed on the plan at construction
  • Additional coverage to replace lost or damaged property with environmentally friendly upgrades
  • Additional perils like Sewer Backup, Water Damage, and Earthquake

  • Residential and commercial strata plans

Why Choose Waypoint Insurance?

Local Touch, National Strength™: Founded in British Columbia over 150 years ago, Waypoint Insurance has deep roots in the communities we serve. As part of the Navacord group, we leverage our national relationships with key insurance carriers to offer the best value for your investment.

Expertise in Strata Our in-house experts specialize in the strata industry, providing tailored solutions that address the specific risks and exposures faced by businesses in this sector.

Comprehensive Coverage Options:

Covers physical assets such as buildings, equipment,
improvements and inventory against insured perils including fire, water damage, theft, vandalism and other disasters.

Protects against third-party bodily injury or property damage
claims that occur on the insured’s premises including legal costs and damages.

Helps cover lost income, operating expenses, and extra expenses if the business is temporarily unable to operate due to damage to the premises or property from insured perils. Contingent Business Interruption coverage may also be important to cover losses due to supplier or customer location disruptions that affect the manufacturer’s operations.

Equipment Breakdown insurance is designed to protect businesses from the financial impact of unexpected equipment failures. This coverage is essential for businesses that rely heavily on machinery and equipment to operate efficiently. Coverage for accidental breakdowns of boilers, machinery and other equipment, repair and Replacement Costs.

Protects against data breaches, cyber-attacks, and other cyber-related incidents.

Insures the cost of repair or replacement of damaged or broken glass

Provides comprehensive protection against criminal activities, ensuring your business can operate securely. Coverage includes employee theft, forgery and alteration, computer fraud, funds transfer fraud, credit card fraud, and losses from counterfeit money orders and paper currency

Pollution Liability Insurance helps businesses manage the financial impact of environmental damage. It covers costs related to contamination cleanup, third party bodily injury, and property damage caused by pollutants. This insurance is essential for businesses that handle hazardous materials or operate in industries with environmental risks

Provides coverage for various legal costs associated with covered disputes

Directors & Officers Insurance protects the personal assets of directors and officers, as well as the financial well-being, against claims alleging wrongful acts in their management of the company.

The Waypoint Advantage

Solid Insurer Relationships: Our strong relationships with insurers allow us to secure optimal coverage for your business, ensuring you receive the best products and customer service the insurance industry offers

In-House Risk Management Team: Our dedicated risk management team will help you evaluate your operations and prevent losses, providing proactive advice and support to keep your business running smoothly.

Exceptional Client Service: We pride ourselves on delivering exceptional client service. Our dedicated advisors are committed to servicing your account and providing personalized support every step of the way.

Commitment to Excellence

As a leading insurance brokerage in Canada, Waypoint Insurance & Navacord are uniquely positioned
to offer industry-specific coverage and tailored benefits solutions for your business. Whether you
operate a small manufacturing unit or a large-scale plant, we have the expertise and resources to
protect your business from a wide range of risks.