Hospitality Insurance

At Waypoint Insurance, we understand the unique challenges and risks faced by businesses in the hospitality industry. Our specialized Hospitality Insurance solutions are designed to provide comprehensive coverage and peace of mind, allowing you to focus on delivering exceptional experiences to your guests.

Coverage is available for:

  • Hotels

  • Restaurants

  • Bars, Nightclubs, Pubs and Breweries

  • Banquet Halls

  • Live Music Venues

  • Private Liquor Stores

  • Special Events

Hospitality Insurance

At Waypoint Insurance, we understand the unique challenges and risks faced by businesses in the hospitality industry. Our specialized Hospitality Insurance solutions are designed to provide comprehensive coverage and peace of mind, allowing you to focus on delivering exceptional experiences to your guests.

Coverage is available for:

  • Hotels

  • Restaurants

  • Bars, Nightclubs, Pubs and Breweries

  • Banquet Halls

  • Live Music Venues

  • Private Liquor Stores

  • Special Events

Coverage is available for:

  • Hotels

  • Restaurants

  • Bars, Nightclubs, Pubs and Breweries

  • Banquet Halls

  • Live Music Venues

  • Private Liquor Stores

  • Special Events

Why Choose Waypoint Insurance?

Local Touch, National Strength™: Founded in British Columbia over 150 years ago, Waypoint Insurance has deep roots in the communities we serve. As part of the Navacord group, we leverage our national relationships with key insurance carriers to offer the best value for your investment.

Expertise in Hospitality: Our in-house experts specialize in the hospitality industry, providing tailored solutions that address the specific risks and exposures faced by businesses in this sector. From small boutique hotels to large resorts, we have the experience and knowledge to protect your business.

Comprehensive Coverage Options:

Covers physical assets such as buildings, equipment,
improvements and inventory against insured perils including fire, water damage, theft, vandalism and other disasters.

Protects against third-party bodily injury or property damage
claims that occur on the insured’s premises including legal costs and damages.

Helps cover lost income, operating expenses, and extra
expenses if the business is temporarily unable to operate due to damage to the premises or property from insured perils. Contingent Business Interruption coverage may also be important to cover losses due to supplier or customer location disruptions that affect the manufacturer’s operations.

For venues which serve alcohol, this coverage protects businesses against claims related to alcohol-related incidents, such as bodily injury or property damage caused by impaired customers.

Protects against data breaches, cyber-attacks, and other cyber-related incidents.

Protects hospitality businesses against unexpected failures of essential equipment. This includes the cost of repairing or replacing equipment damaged by mechanical failures or electrical failures including the cost of damaged stock and resulting loss of business income.

Directors & Officers Insurance protects the personal assets of directors and officers, as well as the financial well-being, against claims alleging wrongful acts in their management of the company.

Sometimes included as part of a D&O policy or a standalone policy, EPLI covers employee claims against the company for various employment-related issues such as wrongful termination, discrimination, sexual harassment, and retaliation.

Provides comprehensive protection against criminal activities, ensuring your business can operate securely. Coverage includes employee theft, forgery and alteration, computer fraud, funds transfer fraud, credit card fraud, and losses from counterfeit money orders and paper currency.

ATM Coverage is designed to protect businesses against potential losses and damage relating to their ATMs and the cash inside them. It covers various risks, including theft, vandalism, and equipment breakdown, ensuring that the ATM and its contents are adequately protected.

Forcible Ejection Coverage is included in some hospitality and liquor liability insurance policies. It covers the liability for injuries sustained by patrons during the process of being forcibly removed from an establishment.

The Waypoint Advantage

Solid Insurer Relationships: Our strong relationships with insurers allow us to secure optimal coverage for your business, ensuring you receive the best products and customer service the insurance industry offers

In-House Risk Management Team: Our dedicated risk management team will help you evaluate your operations and prevent losses, providing proactive advice and support to keep your business running smoothly.

Exceptional Client Service: We pride ourselves on delivering exceptional client service. Our dedicated advisors are committed to servicing your account and providing personalized support every step of the way.

Commitment to Excellence

As a leading insurance brokerage in Canada, Waypoint Insurance & Navacord are uniquely positioned
to offer industry-specific coverage and tailored benefits solutions for your business. Whether you
operate a small manufacturing unit or a large-scale plant, we have the expertise and resources to
protect your business from a wide range of risks.