Auto Dealerships

At Waypoint Insurance, we understand the unique challenges and risks faced by auto dealerships. Our specialized Auto Dealership Business Insurance solutions are designed to provide comprehensive coverage and peace of mind, allowing you to focus on delivering exceptional service and growing your business.

Auto Dealerships

At Waypoint Insurance, we understand the unique challenges and risks faced by auto dealerships. Our specialized Auto Dealership Business Insurance solutions are designed to provide comprehensive coverage and peace of mind, allowing you to focus on delivering exceptional service and growing your business.

Why Choose Waypoint Insurance?

Local Touch, National Strength™: Founded in British Columbia over 150 years ago, Waypoint Insurance has deep roots in the communities we serve. As part of the Navacord group, we leverage our national relationships with key insurance carriers to offer the best value for your investment.

Expertise in Auto Dealerships: Our in-house experts specialize in the auto dealership industry, providing tailored solutions that address the specific risks and exposures faced by businesses in this sector. From small independent dealerships to large multi-location operations, we have the experience and knowledge to protect your business.

Comprehensive Coverage Options:

Covers physical assets such as buildings, equipment,
improvements and inventory against insured perils including fire, water damage, theft, vandalism and other disasters.

Protects against third-party bodily injury or property damage
claims that occur on the insured’s premises including legal costs and damages.

Uniquely tailored for car dealerships, this policy provides third-party liability coverage arising from the operation of an owner or customer’s vehicles. It also includes Own Damage coverage for damage to owned or customers’ vehicles and legal liability for damage to customers’ vehicles while in the dealerships care, custody and control.

This specialized coverage insures vehicles that are part of the dealership’s inventory but not yet sold and protects not only the dealerships but the lender’s financial interests as well.

Helps cover lost income, operating expenses, and extra
expenses if the business is temporarily unable to operate due to damage to the premises or property from insured perils. Contingent Business Interruption coverage may also be important to cover losses due to supplier or customer location disruptions that affect the manufacturer’s operations.

Protects against data breaches, cyber-attacks, and other cyber-related incidents.

This coverage protects against losses caused by employee theft, robbery and burglary, forgery & alterations, computer fraud, and social engineering fraud. Crime insurance helps dealerships mitigate the financial impact of criminal activities and maintain operational stability.

Protects hospitality businesses against unexpected failures of essential equipment. This includes the cost of repairing or replacing equipment damaged by mechanical failures or electrical failures including the cost of damaged stock and resulting loss of business income.

Directors & Officers Insurance protects the personal assets of directors and officers, as well as the financial well-being, against claims alleging wrongful acts in their management of the company.

Sometimes included as part of a D&O policy or a standalone policy, EPLI covers employee claims against the company for various employment-related issues such as wrongful termination, discrimination, sexual harassment, and retaliation.

Commercial Auto Insurance is specifically designed for vehicles used for business purposes. It provides coverage for a variety of risks associated with the use of commercial vehicles, including liability for bodily injury or property damage, and physical damage to the vehicles. Fleet Insurance is a type of commercial auto insurance for businesses with multiple work vehicles. The policies cover liability risks and can also cover the cost of damage to the fleet of vehicles.

Life Insurance is a contract between an insurer and the policy owner that guarantees a sum of money to the policy’s named beneficiaries when the insured dies. It acts as a financial safety net for your family, covering expenses like housing, food, and utility bills.

Benefits Insurance is a type of coverage offered by employers to their employees as part of a benefits package. It pools resources to make insurance more affordable and accessible for employees. The benefits typically cover health, dental, vision and sometimes even life insurance or disability coverage.

The Waypoint Advantage

Solid Insurer Relationships: Our strong relationships with insurers allow us to secure optimal coverage for your business, ensuring you receive the best products and customer service the insurance industry offers

In-House Risk Management Team: Our dedicated risk management team will help you evaluate your operations and prevent losses, providing proactive advice and support to keep your business running smoothly.

Exceptional Client Service: We pride ourselves on delivering exceptional client service. Our dedicated advisors are committed to servicing your account and providing personalized support every step of the way.

Commitment to Excellence

As a leading insurance brokerage in Canada, Waypoint Insurance & Navacord are uniquely positioned
to offer industry-specific coverage and tailored benefits solutions for your business. Whether you
operate a small manufacturing unit or a large-scale plant, we have the expertise and resources to
protect your business from a wide range of risks.