Confident in your coverage
As you drive your vehicle it will depreciate in value, and that’s what traditional insurance coverage counts on. Typically if your vehicle is written-off you will only receive the current market value from your primary insurer, not the original vehicle value when it was purchased. The amount you receive from your primary insurer may not be enough to pay out any remaining loan on the vehicle, which could also leave you unable to purchase a replacement vehicle.
Optiom takes care of what your primary insurance coverage may leave behind by providing superior total loss coverage for new, used and leased vehicles. Additional enhancement benefits are also available providing even broader coverage for your vehicle. These include Total Loss Deductible Reimbursement, Partial Loss OEM Benefit, Vehicle Value Appreciation Benefit, Partial Loss Deductible Reimbursement, Key FOB Reimbursement, Extended Rental Vehicle Reimbursement, Diminished Vehicle Value Benefit and more. For specific details on each product, contact us!
*Available benefits may vary by province, product and vehicle type.
Everyone qualifies for coverage irrespective of age, driving history or being new to Canada. Optiom’s products deliver benefits you could be missing out on, creating peace of mind in your daily life, and immediate relief in a stressful situation.