Term Life Insurance
Term Life Insurance policies provide coverage for a pre-determined “term”. Waypoint offers term life insurance in 10, 20, 30, 80 and 100 year products. Term Life Insurance pays a lump sum benefit if the insured dies within that term.
Critical Illness Insurance
When facing a critical illness, the last thing you want to worry about is your family’s financial wellbeing. The expenses associated with a critical illness diagnosis can be shocking. Private nursing care, modifications to your home or vehicle and many other related expenses including loss of income if you are unable to work may not be covered under your provincial health insurance or standard group benefits plan.
Finding the best medical care, meeting the financial needs of your household and simply fighting your illness are a lot easier when you don’t have to worry about money. Critical Illness Insurance provides a lump sum benefit payment to help support you financially if you are diagnosed with a covered critical illness. When you arrange Critical Illness Insurance through Waypoint, you can channel your energy toward more pressing matters, knowing we have your back. We’re available to answer your questions and process your claims, and we’ll advocate on your behalf to the insurance company, so you don’t have to.
Disability Insurance provides you with an income when you can’t work due to an injury or illness. Benefits are paid monthly for the duration of your disability, up to the maximum time allowed in the policy contract. Benefits are usually defined as a percentage of your income. While benefits are being paid, you are not required to pay premiums and your coverage will continue.
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