Retail Business Insurance:

• Retail Package Policies
• Property Coverage
  • Provides coverage for physical property owned by the Named Insured, such as Building, Equipment, Stock and Tenants or Leasehold Improvements.
• Crime
  • Provides coverage for criminal activity, including employee dishonesty, burglary, robbery, computer fraud, and forgery.
• Business Interruption
  • Provides coverage for the loss of revenue and continuing fixed expenses resulting from a break in commercial activities due to the occurrence of an insured peril.
• Equipment Breakdown
  • Provides coverage for damage caused by the malfunction or breakdown of boilers, and a vast array of other equipment including air conditioners, heating, electrical, telephone, and computer systems.
• Commercial General Liability
  • Provides coverage for you and your business from a loss if you are found legally liable for bodily injury or property damage to a third party out of negligent business operations.
• Cyber Liability
  • Options for coverage on cyber and data breaches

RETAIL program protects a wide range of retail businesses including:

• Pet Shops
• Florists
• Gift Boutiques
• Pharmacies
• Bookstores
• Convenience Stores
• Gas Stations
• Sporting Goods
• Clothing Stores
• Fashion Accessories Stores
• Specialty Food Stores
• Shoe Stores
• Bakeries
• Souvenir Shops
• Home Décor Shops
• Candy Shops
• Toy Stores
• Music Shops
• Cannabis Retailers
• Bike Shops
• and more…