Waypoint Contractors Insurance Program

electrician installing outlets on a new home

Coverage Available:

  • Stand Alone Commercial General Liability
  • Contractors Package Policy
  • Contents
    • Provides coverage for business contents located at the designated location address on the policy, such as a home office.
  • Tool Floater
    • Provides coverage for smaller mobile tools, for example on construction sites or during transportation.
  • Contractors Equipment Floater
    • Provides coverage for larger mobile equipment, for example skid steers, excavators etc.
  • Installation Floater
    • Provides coverage for equipment and materials in transit to and while awaiting installation at a job site.
  • Crime
    • Provides coverage for criminal activity, including employee dishonesty, burglary, robbery, computer fraud, and forgery.
  • Business Interruption
    • Provides coverage for the loss of revenue and continuing fixed expenses resulting from a break in commercial activities due to the occurrence of an insured peril.
  • Equipment Breakdown
    • Provides coverage for damage caused by the malfunction or breakdown of boilers, and a vast array of other equipment including air conditioners, heating, electrical, telephone, and computer systems.
  • Commercial General Liability
    • Provides coverage for you and your business from a loss if you are found legally liable for bodily injury or property damage to a third party out of negligent business operations.
  • Errors and Omissions Liability (Professional)
    • Provides coverage for a company or an individual in the event that a customer holds such company or individual responsible for a professional service that was provided or failed to be provided or that did not have the expected or promised results.
  • Cyber Liability
    • Options for coverage on cyber and data breaches

Contactors covers a wide range of Risks including:

  • General Contractors
  • Carpenters
  • Plumbers
  • Electricians
  • Heating, A/C & Refrigeration Contractors
  • Roofers
  • Drywallers
  • Landscapers
  • Excavation Contractors
  • Painters
  • Masons/Concrete
  • Floor Layers
  • Welders
  • Tile Setting
  • Janitorial

Want more information regarding our Contractors Program?

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